An insurance company may deny an employee's claim for Workers Compensation benefits if the employee was:

The answer regarding the employee being drunk and causing the injury is correct because, in Workers' Compensation cases, substance abuse can significantly affect the claim's legitimacy. Most Workers' Compensation statutes, including those in Nevada, state that if an employee's injury is caused by their intoxication or drug use at the time of the accident, the insurance company has grounds to deny benefits. This is due to the principle that benefits are meant to cover work-related injuries that occur while the employee is in the course of employment, and being under the influence indicates a departure from safe work practices.

Negligence, while it can influence fault in personal injury claims outside of Workers' Compensation, generally does not bar a worker from receiving benefits in a typical Workers' Compensation scenario. Workers' Compensation is a no-fault system designed to provide coverage regardless of fault, except in specific circumstances such as impairment due to alcohol or drugs.

Being under medical treatment is not a valid reason for denying a claim, as medical treatment can occur concurrently with the claim process. Finally, while violations of safety protocols might lead to disciplinary actions or impact workplace safety, they do not automatically disqualify a worker from receiving benefits under Workers' Compensation unless they specifically relate to impairment or intoxication during the