In Nevada, what must uninsured motorist coverage limits be aligned with?

In Nevada, uninsured motorist coverage limits must align with the Bodily Injury/Physical Damage policy limits. This alignment is significant because it ensures that individuals are adequately protected in the event of an accident involving an uninsured motorist. By having these limits match, the insured can receive compensation that's reflective of the coverage they have for their own bodily injury and property damage. This also serves to prevent a situation where an insured has higher liability coverage but lower uninsured motorist coverage, which could lead to insufficient compensation when they need it the most.

The rationale behind setting uninsured motorist coverage limits in synchronization with the insured's Bodily Injury and Physical Damage policy limits is to maintain consistency and ensure that policyholders do not find themselves at a disadvantage due to inadequate coverage when facing an uninsured or underinsured driver. It emphasizes the importance of having a balance in coverage to provide proper protection on the road.