What did Jim do to reduce his premium for 3-year periods?

Attending a traffic safety course is an effective way for Jim to potentially reduce his insurance premiums over a three-year period. Many insurance companies offer discounts to policyholders who complete these types of courses, as they demonstrate a commitment to safe driving practices and an understanding of traffic laws. Such courses often educate drivers on defensive driving techniques, accident avoidance, and how to respond in emergencies, all of which contribute to lowering the risk profile from the insurer's perspective.

While completing an advanced driving course can also lead to discounts, it is typically more specialized and may not universally apply to all insurance providers. Changing his policy provider might offer better rates but does not directly address reducing premiums through safe driving practices. Increasing the deductible amount could lower premiums but involves taking on greater financial risk in the event of a claim, which is a different approach to managing costs. Thus, attending a traffic safety course stands out as a proactive measure that can lead to premium reductions specifically tied to safe driving qualifications.