Which of the following is NOT an example of an uninsured motor vehicle?

The correct choice highlights a situation that does not meet the criteria of an uninsured motor vehicle under Nevada law. In this context, consuming one alcoholic beverage before driving home does not inherently make a vehicle uninsured. Uninsured motor vehicle (UM) coverage typically relates to situations where the driver lacks sufficient insurance or any insurance at all.

In Nevada, an uninsured motor vehicle typically includes vehicles with no active insurance policy, vehicles that are inadequately insured (where coverage limits are not enough to cover damages), or vehicles driven by individuals who do not have a valid driver’s license. However, the act of consuming an alcoholic beverage does not directly correlate with the status of insurance coverage. Thus, this scenario does not fit the definition of an uninsured motor vehicle and is rightly identified as the correct answer.

The other options pertain directly to the vehicle's insurance status or the driver's legal ability to operate the vehicle, all of which do classify under the umbrella of uninsured motor vehicles as per Nevada’s statutory definitions.